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Pay day loan and pawnshop use: the effect of enabling loan that is payday

Pay day loan and pawnshop use: the effect of enabling loan that is payday

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Millions of US households depend on pay day loans and pawnshops for short-term credit. Cash advance rates of interest are up to 25% per 2- to 4-week loans and people make use of check that is post-dated secure the mortgage. Pawnshop use is present for anybody with security. This short article examines whether individuals utilizing pay day loans in states where rollovers are permitted are more inclined to additionally utilize pawnshops along with payday advances. Devamını oku